Arc Capital and Income specialises in producing structured products for the UK investment market. We predominantly market through Independent Financial Advisers, however we also produce bespoke products for institutions and high net worth individuals.

Plans currently available.

The Fixed Income Plan 14 is a 5 year 3 month investment offering a choice of two income levels over 62 months, the Higher Income Option pays a monthly income of 0.64%, while the Cautious Income Option pays 0.58% but has enhanced capital security. The return of capital at maturity is linked to the performance of the FTSE 100 over the term and is not guaranteed.

Also open to the increased ISA allowance for the over 50's

This Plan is available until 24 July 2009 (ISA Transfers to 10 July 2009).

The Arc Quad Tracker Plan provides the potential to enjoy growth of 4 times any rise in the FTSE 100 over the investment term. Investors have the opportunity to invest for either 3 years or 5 years. The 3 year version caps any growth in the FTSE to 10% and a maximum possible return after three years of 40% while the 5 year version is capped at 20% with a maximum possible return after 5 years of 80%. An investment in the Plan would place capital at risk and capital will be reduced if the FTSE 100 has fallen by more than 40% at the end of the Plan.

This Plan is available until 24 July 2009 (ISA Transfers to 10 July 2009).

Full details of the benefits of each Plan and their associated risks are contained in the relevant product brochure which you can view by clicking on the link on the right. The payment of income or growth and the repayment of original capital from the Plans is subject to the ongoing solvency of the issuer of the underlying investments used to provide the Plan returns

Recently Matured Plans

We are pleased to announce the Quad Tracker Plan and Super Tracker 30 Plan both matured at the end of May bringing a successful result for our customers. Both Plans were based on the performance of the FTSE 100 over a six year term.

The Quad Tracker Plan provided growth of 4 times any rise in the FTSE 100 over the term, with a maximum possible return capped at 80%. The Final Index Level was taken as an average over the last 5 days of trading and this resulted in a slightly better result than the raw index performance and the Plan ultimately provided a growth payment of 44.4% although the index had risen by only 9.7% during the term.

The Super Tracker 30 aimed to pay a growth payment equal to the rise in the FTSE 100 over the same 6 year period but contained a feature such that if the index grew by less than 30%, a minimum 30% growth payment would apply. The Plan therefore provided investors with a profit of 30% from only a 9.7% increase in the index over the term.

Investors in these Plans should have now received a letter explaining their options, if you have not received a letter, please contact our Administration team on 0845 890 8915.

Please note that the performance of these Plans was related to their inherent design features and the performance of the index during the period of investment. Other Plans will have different design features, may be linked to different indices and are invested over a different period. The results from other Plans could be higher or lower than the returns from these Plans and in some instances could lead to a reduction in capital.